Whether you are growing crops in Frankfort, or raising livestock in Lecompton, at A G Insurance we recognize that farm and ranch owners have a unique lifestyle and therefore have unique insurance needs. We can help you select a farm insurance policy with the coverage you need to protect your business and your way of life. Coverage is available for dwellings, farm equipment and machinery, vehicles, and more.
Farm insurance can include a number of specific coverage options that best suit your farm and your business. Let’s take a look at the most common policy features first.
A farm is often more than a business. It can be your home as well. Coverage is available to protect your home and belongings from weather related damage such as lightning, hail, and severe wind. Fire, theft, and vandalism may also be covered.
Other Farm Structure Coverage
A farm can include a number of additional structures separate from your home. Barns, sheds, silos, fences, portable structures, and more may be covered under a standard farm insurance policy. Our experts can help select a policy to make sure there is adequate coverage for each structure on your property.
Farm Liability Coverage
In the event an accident happens on your property and you are legally responsible, you do not want to risk losing your farm or business. Liability coverage protects against accidental bodily injury, medical expenses, or property damage. Optional coverage may also be available for fire liability, hunting or fishing liability, and more.
Farm Personal Property
Machinery, irrigation equipment, livestock, and feed are vital components to any farm. Protecting these items in the event of loss or damage is critical to keeping your farm operating. You may choose to cover all property under a Blanket Coverage policy or you may select individual items to be covered. A Scheduled Coverage policy will allow you to pick and choose specific items you wish to protect. Our team at A G Insurance can help you determine which option, or combination of the two, is best for you.
There are a number of optional policy additions that you may wish to include in your farm policy. Some of the many additions include coverage for:
• Loss of earnings
• Vineyards and Wineries
• Contamination of milk
• Identity Fraud
• Collision resulting in death of livestock
• Seasonal coverage
A G Insurance will help you select the right coverage for you and your farm. Please contact our experts at 785-597-2444 and we will be happy to answer any questions you may have about the many components of farm insurance. You may use our Farm Insurance Tool to get started as well!
AG Insurance specializes in the following insurance programs within Jefferson, Jackson, and Pottawatomie counties:
• Auto Insurance
• Homeowners Insurance
• Farm Insurance
• Business Insurance
• Farm Vehicle and Commercial Auto Insurance
• Life Insurance
• Flood Insurance
• Horses, Rodeo & Equine Events: Please call for details