Being a farmer nowadays is more difficult than it has ever been. Farmers rely heavily on their equipment, and if this equipment were to fail, even the slightest downtime can significantly impact production and income. Irrigation systems are essential equipment for any farm that is producing crops. At A G Insurance, we offer irrigation system insurance throughout Marshall, Douglass, Shawnee, Atchison, and Leavenworth counties. We are committed to helping local Kansas farmers find the irrigation insurance they need at an affordable rate.
Farm equipment insurance may not provide the coverage you need for your complex irrigation systems. Irrigation equipment insurance provides coverage to fix and repair damaged irrigation systems so that you can resume operations quickly with little downtime.
Coverage for irrigation systems covers most perils including:
Equipment breakdown such as mechanical or electrical failure may also be added as an optional coverage in many cases.
Depending on the age and type of equipment being insured, you may be able to choose between replacement cost or actual cash value coverage.
- Replacement cost coverage will pay to repair or replace damaged equipment up, whichever is less, up to a specified policy amount. This type of coverage is typically available on newer equipment.
- Actual cash value coverage will pay to repair or replace damaged equipment, however depreciation is taken into account. Insurance on older equipment may only be available as actual cash value coverage.
Our experienced agents can review your existing farm insurance coverages as well as your irrigation system and equipment to help determine the coverage you will need. Contact us today with any questions you have regarding irrigation system insurance or to receive a free quote.